Credit Union Mortgage Services is a division of Capitol CUSO, L.L.C. Our main purpose is to provide mortgage services to credit union members, as well as the general public. We pride ourselves on competitive rates and terms on both purchases and refinances. The rates below are current as of the date and time published, but are subject to change without notice. When comparing mortgage rates and terms, borrowers should always ask for information concerning fees and closing costs. If you don't see the program you're looking for, please give us a call at (785)273-9333.

30 Year Conventional
Loan Amount Interest Rate Points APR*
$417,001-Over Call for quote 0 Call for quote
$150,000-$417,000 5.875% 0 5.965%
$70,000-$149,999 6.000% 0

6.205%

$60,000-$69,999 6.125% 0 6.360%
$50,000-$59,999 6.250% 0 6.540%
$40,000-$49,999 6.500% 0 6.865%
$35,000-$39,999

6.625%

0 7.120%
Under $35,000 Call for quote   Call for quote
       
15 Year Conventional
Loan Amount Interest Rate Points APR*
$417,001-Over Call for quote 0 Call for quote
$150,000-$417,000 5.500% 0 5.650%
$70,000-$149,999 5.750% 0 6.080%
$60,000-$69,999 5.750% 0 6.140%
$50,000-$59,999 6.125% 0 6.600%
$40,000-$49,999 6.250% 0

6.840%

$35,000-$39,999 6.375% 0 7.175%
Under $35,000 Call for quote   Call for quote
       
30 Year VA
Loan Amount Interest Rate Points APR*
$110,00-$362,790 6.125% 0 6.445%
$70,000-$109,999 6.750% 0 7.150%
$60,000-$69,999 7.250% .25 7.790%
$50,000-$59,999 7.250%

1.0

8.135%
$40,000-$49,999 7.250% 2.0 8.630%
$30,000-$39,999 7.250% 3.5 9.430%
Under $30,000 Call for quote   Call for Quote
       
15 Year VA
Loan Amount Interest Rate Points APR*
$110,00-$362,790 6.000% 0

6.530%

$70,000-$109,999 6.500% .5 7.360%
$60,000-$69,999 6.500% .75 7.520%
$50,000-$59,999 6.500% 1.5 7.900%
$40,000-$49,999 6.500%

2.5

8.340%
$30,000-$39,999 6.500%

4.25

9.530%
Under $30,000 Call for quote   Call for Quote
       

APR - Annual Percentage Rate

APR calculation is based on an owner-occupied purchase, with estimated closing costs of $1,500.00 and a 20% down payment. Additional factors that may not have been considered could affect your final rate. This is not a loan commitment, nor a guarantee that you will receive these rates and terms. The loan amount is assumed to be equal to the low-point of each rate range. The rates quoted include a 60-day rate lock unless otherwise noted. Rates can be locked only upon receipt of a completed loan application and payment of the full application fee. Loans with a loan-to-value greater than 80% may require private mortgage insurance.